Life Insurance Made Simple—No Medical Exam Required
No Medical Life
Insurance Canada
Get the coverage you need without the delay or complexity
of medical exams.
What Is No Medical
Life Insurance?
No Medical Life Insurance offers coverage without the need
for a health exam, simplifying the approval process.
Fast approval process, often within minutes.
Ideal for individuals with pre-existing health conditions.
Benefits of Life
Insurance Policy with
No medical Exam
Quick application with no medical tests required.
Fast approval, perfect for urgent coverage needs.
Apply at any age with no medical restrictions.
Ideal for those with health conditions that disqualify them from traditional policies.
Are You Eligible for No Medical Life Insurance in Canada?
Most Canadians are eligible, but specific medical conditions may limit certain policies.
No Medical Life Insurance vs. Traditional Life Insurance
Understand the pros and cons of No Medical versus Traditional Life Insurance before making your decision.
No Medical Life Insurance
No Medical Life Insurance provides coverage without the need for any medical tests.
Quick approval without health exams.
Ideal for those with pre-existing conditions.
Higher premiums due to no medical testing.
Traditional Insurance
Traditional Life Insurance offers lower premiums but requires medical exams and more paperwork.
Lower premiums for healthier applicants.
Longer approval process due to health evaluations.
More options for term lengths and policy types.
We Are Changing Lives
As a former prospect, and now a current client, I can confidently recommend them for all of your life and health insurance needs. The team at LifeSimple was delight to deal with. They provided excellent client service, insightful analysis, relevant and catered advice, and kept me informed and confident about the products and applications at every step.
We Are Changing Lives
LifeSimple is so invested in our success, and through telephone calls and emails they always did their best. I am now a happy customer, and thanks to their quick responses and hard work I now have insurance for me and my family. This was such a professional experience, and it makes me feel confident knowing that I have them taking care of me.
We Are Changing Lives
We were very pleased with the services provided by LifeSimple. The prices were competitive and their responses were prompt, even being over Christmas holidays. The whole process was made easy for us and we have peace of mind going forward now that we have our own life insurance.
We Are Changing Lives
10 out of 10! I cannot recommend LifeSimple enough! They kept us updated every step of the way through the process of getting us set up for our insurance, and we could never have done it without them. They found us the best possible deal and gave their recommendations without any type of pressure. If you are ever in the market for life insurance, LifeSimple should be your first choice to reach out to!
Should I buy Simplified or Guaranteed Life Insurance Policy?
Choose between simplified and guaranteed issue life insurance based on your health and financial needs.
Simplified Issue Life Insurance
Simplified life insurance requires answering a few health questions but does not involve a medical exam.
No medical exams, but some health questions are required.
Faster approval than traditional policies.
Available to individuals with mild to moderate health issues.
Guaranteed Issue Life Insurance
Guaranteed issue life insurance offers coverage to anyone without health questions or medical exams.
No medical exams or health questions required.
Ideal for individuals with severe health conditions.
Guaranteed acceptance regardless of health history.
Frequently Asked Questions
Enjoy life’s milestones and adventures with affordable life insurance in your back pocket.
What is No Medical Life Insurance?
No Medical Life Insurance is a type of policy that does not require you to undergo a medical exam. However, you may still need to answer basic health questions to potentially qualify for coverage.
Who should consider No Medical Life Insurance?
People with pre-existing conditions, those who want fast approval, or those who have been denied traditional life insurance should consider No Medical Life Insurance.
How quickly can I get approved for No Medical Life Insurance?
Approval for No Medical Life Insurance is usually very fast—often within minutes or a few days.
Is No Medical Life Insurance more expensive than traditional life insurance?
Yes, because there is no medical exam, the insurer takes on more risk, leading to higher premiums compared to traditional life insurance.
Can I get No Medical Life Insurance if I have a pre-existing condition?
Yes, No Medical Life Insurance is ideal for individuals with pre-existing conditions who may struggle to qualify for traditional policies.
Get the Best No Medical Life Insurance in Canada Today
