Chat with us, powered by LiveChat

Give Your Children the Gift of Financial Protection

Life Insurance for Children

Protect your child’s future today with affordable life insurance that grows with them.

What is Life Insurance for Children?

Life insurance for children provides lifelong coverage, starting early to lock in low rates and secure future insurability.

Offers low premiums locked in for life.

Builds cash value that can be accessed later.

Do Children Need Life Insurance?

While it may not seem necessary now, securing life insurance for children can lock in low rates and build financial value for their future.

Protects future insurability, even if health changes.

Builds cash value that grows over time.

Benefits of Life Insurance for Children

Starting early means locking in low rates and growing cash value for your child’s future.

Provides lifelong coverage at an affordable locked-in rate.

Ensures future insurability regardless of health changes.

A Flexible Option Beyond RESPs

Life Insurance for Children

Life insurance for children offers affordable coverage that grows with your child, ensuring lifelong protection and financial security.

Affordable premiums that stay low for life.

How the Best Life Insurance Plans for Children Work

The best life insurance plans for children provide lifelong protection while building cash value over time. These policies lock in low premiums early and allow the savings to grow, giving your child financial flexibility in the future. You can adjust coverage and access the cash value to support milestones like education or other major life events.

We Are Changing Lives

As a former prospect, and now a current client, I can confidently recommend them for all of your life and health insurance needs. The team at LifeSimple was delight to deal with. They provided excellent client service, insightful analysis, relevant and catered advice, and kept me informed and confident about the products and applications at every step. 

Shane R.
Lifesimple Google Review

We Are Changing Lives

LifeSimple is so invested in our success, and through telephone calls and emails they always did their best. I am now a happy customer, and thanks to their quick responses and hard work I now have insurance for me and my family. This was such a professional experience, and it makes me feel confident knowing that I have them taking care of me.

Dahlia J.
Lifesimple Google Review

We Are Changing Lives

We were very pleased with the services provided by LifeSimple. The prices were competitive and their responses were prompt, even being over Christmas holidays. The whole process was made easy for us and we have peace of mind going forward now that we have our own life insurance. 

Brynn B. & Jason B.
Lifesimple Google Review

We Are Changing Lives

10 out of 10! I cannot recommend LifeSimple enough! They kept us updated every step of the way through the process of getting us set up for our insurance, and we could never have done it without them. They found us the best possible deal and gave their recommendations without any type of pressure. If you are ever in the market for life insurance, LifeSimple should be your first choice to reach out to! 

Michihiro K. & Megan M.
Lifesimple Google Review
A happy mother and daughter holding each other

FAQs About Life Insurance for Children

Enjoy life’s milestones and adventures with affordable life insurance in your back pocket.

01

What is life insurance for children?

Life insurance ensures that your business can continue running smoothly by covering key expenses like payroll, debts, and operations if you pass away.

02

Why should I get life insurance for my child?

Term or whole life insurance works well, but the primary focus should be on coverage that provides financial stability to keep your business running in your absence.

03

How does life insurance for children build cash value?

Life insurance provides funds to cover your business expenses, such as debts and payroll, ensuring the company stays operational after your passing.

04

Can I adjust the coverage as my child grows?

Yes, life insurance can be used to pay off business debts, protecting your family from financial burdens tied to the company.

05

What happens if my child develops health issues later in life?

Your coverage should reflect the financial responsibilities of running your business, such as debts, payroll, and operating costs.

Get the Best Life Insurance Plan for Children Today